A safety net for care services in the United States of America

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World Health Organization

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3 p.
This country report examines the organization, financing and purchasing arrangements of long-term services and supports (LTSS) in the United States of America, with particular emphasis on Medicaid as the principal public payer for long-term care. The publication describes the structure of the US LTSS system, which combines means-tested public coverage with limited private insurance and substantial out-of-pocket spending. It outlines the range of services provided to older persons and individuals with disabilities, including institutional and community-based care, and discusses eligibility criteria, assessment tools and state-level variations in access and coverage. The report analyses pricing and contracting mechanisms used within Medicaid-funded LTSS programmes, including fee-for-service and managed care approaches, as well as federal and state responsibilities in determining payment rates. It highlights policy efforts to reduce fragmentation of care, expand home- and community-based services, and improve coordination between Medicare and Medicaid. The publication also examines challenges related to affordability, inequities in access, financial risk for households and instability in the private long-term care insurance market. Lessons are presented regarding the need for more comprehensive and equitable long-term care systems capable of addressing growing care demands associated with population ageing and disability.

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